The Junior Saver Scheme was established to encourage young people to save and to learn and understand how to manage their money.

The junior savers age group is any one under 18.

The account may be operated in the following ways:

• A junior saver may be allowed by a parent to operate his/her account. The parent may set a limit on the maximum amount that can be withdrawn.
• Parents may open an account for their children and agree on the age when the child will take control of the account.
• At the age of 18 junior savers can take full control of their accounts. However, they will not be able to apply for loans or serve on the Board or any Committees until the age of 18.

YOUNG PEOPLE ARE ABLE TO MAKE DEPOSITS THROUGH:

• LOCAL SCHOOLS PARTICIPATING IN SCHOOLS SCHEME
• PAYPOINT SERVICE AVAILABLE THROUGHOUT THE UNITED KINGDOM
• CREDIT UNION OFFICES
• PARENTS – VIA DIRECT DEBIT, STANDING ORDER, PAYROLL DEDUCTION, CHILD BENEFITS OR EMA PAYMENTS

WHY NOt ENROL YOUR CHILDREN, GRAND CHILDREN, NEICES, NEPHEWS OR ANY SPECIAL CHILD IN YOUR LIFE AS A JUNIOR SAVER OF THE CREDIT UNION.

Click here to register to our junior savers scheme.